Budgeting

Budgeting doesn't have to be boring. Use YNAB to create digital envelopes to categorize your money. Set targets for different categories to reach savings goals.

Savings Account

Your current savings account is probably has a 0.01% APY. Ditch it and open a high yield savings account (HYSA) and earn more with a 0.50% APY.

Roth IRA

Start investing by opening at Roth IRA at M1 Finance. An online brokerage that offers automatic rebalancing, a variety of expert build portfolio options, and no advisory fees.

Cashback

Rakuten is a tool that allows you to earn cashback from online purchases. You can redeem the cashback to Paypal or your bank account.

Low Cost Cell Phone Plan

Cell phone service doesn't have to be expensive! I pay $33/month for unlimited talk and text, plus 35GB high speed data with Mint Mobile. Plus, actor Ryan Reynolds is the owner of Mint Mobile. So cool!

Credit Card

The Discover It card is a great credit card for building credit. Get 5% cashback in rotating categories and 1% cashback on everything else. Get a $100 statement credit when you make a purchase within 3 months of account opening.

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How to Invest?

Learn how to invest in the stock market with index funds so you can build long-term wealth and reach financial independence.